/* =========================================================
   MS Finline. Private-wealth design system.
   Paper, navy ink and gold, the colours of the logo.
   Gold is jewellery: lines, italics and hairlines only.
   ========================================================= */
:root{
  color-scheme:light;
  --bg:#f4f2ed;
  --bg-2:#ebe8e1;
  --bg-3:#e0ddd4;
  --fg:#102847;
  --fg-2:#34465f;
  --muted:#566173;
  --navy:#1e3556;
  --gold:#b99d6e;
  --gold-hi:#8f7555;
  --gold-text:#7f6232;
  --gold-soft:rgba(185,157,110,.16);
  --line:rgba(16,40,71,.1);
  --line-2:rgba(16,40,71,.2);
  --shell:rgba(16,40,71,.03);
  --inset:inset 0 1px 0 rgba(255,255,255,.9);
  --glass:rgba(244,242,237,.7);
  --err:#b3341f;
  --chart-invested:#1e3556;
  --chart-value:#a8823f;
  --up:#1d7a4e;
  --down:#b83a2c;
  --grain:.03;
  --shadow:0 40px 80px -40px rgba(16,40,71,.25);
  --f-display:"Archivo","Arial Black",ui-sans-serif,system-ui,sans-serif;
  --f-body:"Geist",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-mono:"Geist Mono",ui-monospace,Menlo,Consolas,monospace;
  --f-wide:"Archivo","Arial Black",ui-sans-serif,sans-serif;
  --gutter:clamp(18px,4.4vw,64px);
  --max:1400px;
  --r-xl:32px;
  --r-lg:24px;
  --ease:cubic-bezier(.16,1,.3,1);
  --ease-io:cubic-bezier(.76,0,.24,1);
  --spring:cubic-bezier(.32,.72,0,1);
}

/* ---------- Base ---------- */
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;background:var(--bg)}
html.lenis,html.lenis body{height:auto}
.lenis.lenis-smooth{scroll-behavior:auto!important}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--f-body);font-size:16.5px;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:clip;transition:background-color .6s var(--ease),color .6s var(--ease)}
body.is-locked{overflow:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
button{background:none;border:0;cursor:pointer;padding:0}
h1,h2,h3,h4{margin:0;font-family:var(--f-display);font-weight:700;letter-spacing:-.035em;line-height:1;text-wrap:balance}
h1 em,h2 em,h3 em{font-style:normal;font-weight:inherit;color:var(--gold-text)}
p{margin:0;text-wrap:pretty}
::selection{background:var(--gold);color:var(--bg)}
:focus-visible{outline:1px solid var(--gold);outline-offset:4px;border-radius:6px}
.wrap{width:100%;max-width:var(--max);margin-inline:auto;padding-inline:var(--gutter)}
.page-hero .wrap{z-index:1}
.num{font-family:var(--f-mono);font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:fixed;left:16px;top:-80px;z-index:300;background:var(--fg);color:var(--bg);padding:10px 16px;border-radius:999px}
.skip:focus{top:16px}
body::after{content:"";position:fixed;inset:0;z-index:250;pointer-events:none;opacity:var(--grain);mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='3' stitchTiles='stitch'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>")}
body::after{mix-blend-mode:multiply}

/* ---------- Small type ---------- */
.pill{display:inline-flex;align-items:center;gap:10px;padding:7px 14px 7px 12px;border:1px solid var(--line-2);border-radius:999px;font-family:var(--f-mono);font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--fg-2);width:max-content;max-width:100%}
.pill::before{content:"";width:14px;height:1px;background:var(--gold)}
.label{font-family:var(--f-mono);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
.label.gold{color:var(--gold-text)}
.lede{font-size:clamp(1.05rem,1.3vw,1.22rem);line-height:1.6;color:var(--fg-2);max-width:48ch;font-weight:300}

/* ---------- Buttons: pill with nested icon ---------- */
.btn{position:relative;display:inline-flex;align-items:center;gap:16px;min-height:56px;padding:8px 8px 8px 26px;border-radius:999px;font-size:15px;font-weight:500;letter-spacing:-.005em;white-space:nowrap;cursor:pointer;border:1px solid transparent;transition:background-color .5s var(--ease),color .5s var(--ease),border-color .5s var(--ease),transform .6s var(--spring);will-change:transform}
.btn:active{transform:scale(.97)}
.btn .ico{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;flex:none;transition:transform .6s var(--spring),background-color .5s var(--ease)}
.btn .ico svg{width:14px;height:14px;transition:transform .6s var(--spring)}
.btn:hover .ico{transform:translate(2px,-1px) scale(1.06)}
.btn:hover .ico svg{transform:rotate(-45deg)}
.btn-solid{background:var(--fg);color:var(--bg)}
.btn-solid .ico{background:color-mix(in srgb,var(--bg) 14%,transparent)}
.btn-solid:hover{background:color-mix(in srgb,var(--fg) 88%,var(--gold))}
.btn-ghost{border-color:var(--line-2);color:var(--fg);background:color-mix(in srgb,var(--bg) 30%,transparent);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.btn-ghost .ico{background:color-mix(in srgb,var(--fg) 8%,transparent)}
.btn-ghost:hover{border-color:var(--gold)}
.btn-sm{min-height:46px;padding:5px 5px 5px 20px;font-size:14px;gap:12px}
.btn-sm .ico{width:34px;height:34px}
.btn-text{display:inline-flex;align-items:center;gap:12px;font-size:15px;color:var(--fg);padding-bottom:6px;border-bottom:1px solid var(--line-2);transition:border-color .5s var(--ease),gap .6s var(--spring)}
.btn-text:hover{border-color:var(--gold);gap:18px}
.btn-text svg{width:12px;height:12px}

/* ---------- Bezel: outer shell + inner core ---------- */
.bezel{padding:6px;border-radius:var(--r-xl);background:var(--shell);border:1px solid var(--line)}
.bezel > .core{border-radius:calc(var(--r-xl) - 6px);background:var(--bg-2);box-shadow:var(--inset);height:100%}

/* ---------- Loader and page curtain ---------- */
.loader{position:fixed;inset:0;z-index:280;display:grid;place-items:center;pointer-events:none}
.loader .lp{position:absolute;left:0;right:0;height:50.5%;background:var(--bg);transition:transform 1.2s var(--ease-io)}
.loader .lp.t{top:0}.loader .lp.b{bottom:0}
.loader.out .lp.t{transform:translateY(-100%)}
.loader.out .lp.b{transform:translateY(100%)}
.loader .lc{position:relative;display:grid;justify-items:center;gap:22px;transition:opacity .5s var(--ease),transform 1s var(--ease)}
.loader.out .lc{opacity:0;transform:scale(.96)}
.loader svg{width:92px;height:92px}
.loader svg circle{fill:none;stroke:var(--gold);stroke-width:1;stroke-dasharray:283;stroke-dashoffset:283;animation:ldraw 1.4s var(--ease) forwards}
.loader svg text{font-family:var(--f-display);font-weight:600;font-size:30px;fill:var(--fg);opacity:0;animation:lfade .8s var(--ease) .4s forwards}
.loader .lcount{font-family:var(--f-mono);font-size:11px;letter-spacing:.2em;color:var(--muted)}
@keyframes ldraw{to{stroke-dashoffset:0}}
@keyframes lfade{to{opacity:1}}
.curtain{position:fixed;inset:0;z-index:270;background:var(--bg-2);transform:translateY(100%);display:grid;place-items:center;pointer-events:none}
.curtain::before{content:"";position:absolute;left:0;right:0;top:0;height:1px;background:var(--gold)}
.curtain span{font-family:var(--f-display);font-weight:700;font-size:clamp(2.4rem,6vw,5rem);color:var(--fg);opacity:0;transform:translateY(20px);transition:opacity .5s var(--ease) .25s,transform .8s var(--ease) .25s}
.curtain.cover{transform:none;transition:transform .7s var(--ease-io);pointer-events:auto}
.curtain.cover span{opacity:1;transform:none}
html.entering .curtain{transform:none;transition:none}
html.entering .curtain span{opacity:1;transform:none;transition:none}
.curtain.leave{transform:translateY(-100%)!important;transition:transform .9s var(--ease-io)!important}
.curtain.leave span{opacity:0!important;transition:opacity .3s!important}

/* ---------- Navigation island ---------- */
.nav{position:fixed;top:14px;left:50%;z-index:200;width:min(1240px,calc(100% - 28px));transform:translateX(-50%);transition:transform .8s var(--spring),opacity .5s}
.nav.away{transform:translate(-50%,-140%)}
.nav-in{display:flex;align-items:center;gap:20px;height:66px;padding:8px 8px 8px 18px;border-radius:999px;border:1px solid transparent;transition:background-color .6s var(--ease),border-color .6s var(--ease),backdrop-filter .6s}
.nav.solid .nav-in,.nav.menu-open .nav-in{background:var(--glass);border-color:var(--line);backdrop-filter:blur(22px) saturate(140%);-webkit-backdrop-filter:blur(22px) saturate(140%)}
.brand{display:flex;align-items:center;gap:12px;flex:none}
.brand-mark{width:auto;height:38px;display:block;transition:transform .8s var(--spring)}
.brand:hover .brand-mark{transform:translateY(-2px) scale(1.04)}
.brand-text{display:grid;line-height:1.1}
.brand-text b{font-family:var(--f-display);font-weight:800;font-size:15px;letter-spacing:.02em;text-transform:uppercase}
.brand-text span{font-family:var(--f-mono);font-size:9px;letter-spacing:.22em;text-transform:uppercase;color:var(--muted)}
.nav-links{display:flex;gap:4px;list-style:none;margin:0 auto;padding:0}
.nav-links a{position:relative;display:block;padding:10px 16px;border-radius:999px;font-size:14px;color:var(--fg-2);transition:color .4s var(--ease),background-color .4s var(--ease)}
.nav-links a:hover{color:var(--fg);background:color-mix(in srgb,var(--fg) 6%,transparent)}
.nav-links a[aria-current="page"]{color:var(--fg)}
.nav-links a[aria-current="page"]::after{content:"";position:absolute;left:50%;bottom:4px;width:4px;height:4px;margin-left:-2px;border-radius:50%;background:var(--gold)}
.nav-tools{display:flex;align-items:center;gap:8px;margin-left:auto}
.nav-links + .nav-tools{margin-left:0}
.icon-btn{width:48px;height:48px;border-radius:50%;border:1px solid var(--line-2);display:grid;place-items:center;transition:border-color .4s var(--ease),transform .6s var(--spring)}
.icon-btn:hover{border-color:var(--gold)}
.icon-btn:active{transform:scale(.94)}
.menu-btn{display:none}
.burger{position:relative;width:18px;height:10px}
.burger::before,.burger::after{content:"";position:absolute;left:0;width:18px;height:1.5px;background:var(--fg);border-radius:2px;transition:transform .7s var(--spring),top .7s var(--spring)}
.burger::before{top:0}.burger::after{top:8.5px}
.menu-btn[aria-expanded="true"] .burger::before{top:4.25px;transform:rotate(45deg)}
.menu-btn[aria-expanded="true"] .burger::after{top:4.25px;transform:rotate(-45deg)}
.menu{position:fixed;inset:0;z-index:190;background:color-mix(in srgb,var(--bg) 86%,transparent);backdrop-filter:blur(30px);-webkit-backdrop-filter:blur(30px);display:flex;flex-direction:column;justify-content:flex-end;padding:120px var(--gutter) 40px;opacity:0;pointer-events:none;transition:opacity .6s var(--ease)}
.menu.open{opacity:1;pointer-events:auto}
.menu ul{list-style:none;margin:0;padding:0}
.menu li{overflow:hidden;border-bottom:1px solid var(--line)}
.menu li a{display:flex;justify-content:space-between;align-items:baseline;padding:14px 0;font-family:var(--f-display);font-weight:700;font-size:clamp(2.4rem,9vw,3.6rem);line-height:1.05;transform:translateY(105%);transition:transform .9s var(--spring);transition-delay:calc(var(--i) * 60ms)}
.menu li a span{font-family:var(--f-mono);font-size:11px;letter-spacing:.16em;color:var(--muted)}
.menu.open li a{transform:none}
.menu .menu-foot{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-top:32px;opacity:0;transform:translateY(20px);transition:opacity .6s var(--ease) .35s,transform .8s var(--ease) .35s}
.menu.open .menu-foot{opacity:1;transform:none}
@media (max-width:1080px){.nav-links,.nav-cta{display:none}.menu-btn{display:grid}}

/* ---------- Reveal helpers (JS adds motion; content is visible without it) ---------- */
.split .w{display:inline-block;overflow:hidden;vertical-align:top;padding-bottom:.12em;margin-bottom:-.12em}
.split .w > span{display:inline-block;will-change:transform}

/* ---------- Home: sticky WebGL world with chapters ---------- */
.stage{position:relative}
.world{position:sticky;top:0;height:100vh;height:100dvh;margin-bottom:-100vh;margin-bottom:-100dvh;z-index:0;overflow:hidden}
.world canvas{position:absolute;inset:0;width:100%;height:100%;display:block}
.world::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:linear-gradient(180deg,color-mix(in srgb,var(--bg) 40%,transparent) 0%,transparent 16%,transparent 66%,color-mix(in srgb,var(--bg) 85%,transparent) 100%)}
@media (min-width:981px){.world::before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(90deg,color-mix(in srgb,var(--bg) 80%,transparent) 0%,color-mix(in srgb,var(--bg) 45%,transparent) 34%,transparent 60%)}}
.world-fallback{position:absolute;inset:0;background:radial-gradient(45% 55% at 72% 50%,var(--gold-soft),transparent 70%),var(--bg)}
.rail{position:absolute;right:var(--gutter);top:50%;transform:translateY(-50%);z-index:2;display:grid;gap:14px;justify-items:end}
.rail button{display:flex;align-items:center;gap:12px;font-family:var(--f-mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);transition:color .4s;min-height:24px}
.rail button span{text-shadow:0 0 14px var(--bg),0 0 4px var(--bg)}
.rail button i{display:block;width:16px;height:1px;background:var(--line-2);transition:width .7s var(--spring),background-color .4s}
.rail button.on{color:var(--fg)}
.rail button.on i{width:44px;background:var(--gold)}
@media (max-width:980px){.rail{display:none}}
.chapter{position:relative;z-index:1;min-height:100vh;min-height:100dvh;display:flex;align-items:center;padding-block:140px clamp(56px,10vh,120px);pointer-events:none}
.chapter .wrap{display:grid}
.ch-copy{max-width:min(620px,48vw);display:grid;gap:26px;pointer-events:auto}
.chapter[data-ch="0"] .ch-copy{max-width:min(760px,52vw)}
.chapter h1{font-size:clamp(3rem,6.4vw,6.6rem);line-height:.94;letter-spacing:-.045em}
.chapter h2{font-size:clamp(2.6rem,5.2vw,5.2rem);line-height:.96;letter-spacing:-.04em}
.ch-ctas{display:flex;flex-wrap:wrap;gap:12px}
.ch-num{font-family:var(--f-display);font-weight:600;font-size:1.3rem;color:var(--gold-text)}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.tags span{font-size:13px;padding:8px 14px;border:1px solid var(--line-2);border-radius:999px;color:var(--fg-2);background:color-mix(in srgb,var(--bg) 40%,transparent)}
.hero-meta{position:absolute;left:0;right:0;bottom:28px;z-index:2;pointer-events:none}
.hero-meta .wrap{display:flex;justify-content:space-between;gap:20px}
@media (max-width:760px){
  .chapter{padding-bottom:44px;align-items:flex-end}
  .ch-copy,.chapter[data-ch="0"] .ch-copy{max-width:none}
  .chapter::before{content:"";position:absolute;inset:auto 0 0 0;height:78%;background:linear-gradient(180deg,transparent,color-mix(in srgb,var(--bg) 92%,transparent) 50%);pointer-events:none}
  .ch-copy{position:relative}
}

/* ---------- Sections ---------- */
.sec{position:relative;z-index:2;background:var(--bg);padding-block:clamp(110px,14vw,200px)}
.sec.tint{background:var(--bg-2)}
.sec.tint .bezel > .core{background:var(--bg)}
.sec-head{display:grid;gap:26px;margin-bottom:clamp(56px,7vw,104px);max-width:980px}
.sec-head h2{font-size:clamp(2.8rem,6.2vw,6.2rem);letter-spacing:-.03em}
.sec-head p{color:var(--fg-2);max-width:54ch;font-weight:300;font-size:1.1rem}
.sec-head.center{margin-inline:auto;text-align:center;justify-items:center}

/* ---------- Statement: words fill on scroll ---------- */
.statement{position:relative;z-index:2;background:var(--bg);padding-block:clamp(120px,16vw,220px)}
.statement p.big{font-family:var(--f-display);font-weight:700;font-size:clamp(2rem,4.6vw,4.4rem);line-height:1.12;letter-spacing:-.02em;max-width:22ch}
.statement p.big .sw{color:color-mix(in srgb,var(--fg) 18%,transparent);transition:color .2s}
.statement p.big .sw.on{color:var(--fg)}
.statement p.big em{font-style:normal}
.statement p.big em .sw.on{color:var(--gold-text)}
.statement .st-grid{display:grid;grid-template-columns:200px minmax(0,1fr);gap:40px}
@media (max-width:860px){.statement .st-grid{grid-template-columns:1fr;gap:24px}}

/* ---------- Pillars: sticky stacking cards ---------- */
@keyframes float{from{transform:translate(-50%,-52%) rotate(-4deg)}to{transform:translate(-50%,-47%) rotate(4deg)}}

/* ---------- Full-bleed image reveal ---------- */

/* ---------- Process timeline with drawn line ---------- */
.timeline{position:relative;display:grid;gap:0;padding-left:0}
.tl-line{position:absolute;left:calc(200px + 20px);top:8px;bottom:8px;width:1px;background:var(--line)}
.tl-line i{position:absolute;inset:0;background:var(--gold);transform-origin:top;transform:scaleY(var(--p,0))}
.step{display:grid;grid-template-columns:200px 40px minmax(0,1fr) minmax(0,.8fr);gap:0 32px;align-items:start;padding-block:clamp(28px,4vw,52px);border-top:1px solid var(--line)}
.step:last-child{border-bottom:1px solid var(--line)}
.step .when{font-family:var(--f-mono);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);padding-top:14px}
.step .node{width:13px;height:13px;margin:16px 0 0 -6px;border-radius:50%;border:1px solid var(--gold);background:var(--bg);position:relative;z-index:1;transition:background-color .5s var(--ease)}
.step.on .node{background:var(--gold)}
.step h3{font-size:clamp(2rem,3.4vw,3.2rem)}
.step p{color:var(--fg-2);font-weight:300;padding-top:12px;max-width:44ch}
@media (max-width:900px){.tl-line{left:6px}.step{grid-template-columns:13px minmax(0,1fr);gap:8px 20px}.step .when{grid-column:2;padding-top:0;order:-1}.step .node{grid-row:1/4;margin:6px 0 0}.step h3,.step p{grid-column:2}.step p{padding-top:0}}

/* ---------- Marquee ---------- */
.marquee{position:relative;z-index:2;background:var(--bg);overflow:hidden;padding-block:40px;border-block:1px solid var(--line)}
.mq-track{display:flex;width:max-content;gap:60px;align-items:center}
.mq-track span{font-family:var(--f-display);font-weight:700;font-size:clamp(2.4rem,5.4vw,5rem);line-height:1;white-space:nowrap;color:var(--fg)}
.mq-track span:nth-child(4n+3){color:transparent;-webkit-text-stroke:1px color-mix(in srgb,var(--fg) 45%,transparent)}
.mq-track i{width:10px;height:10px;transform:rotate(45deg);background:var(--gold);flex:none}
@media (prefers-reduced-motion:no-preference){.mq-track{animation:mq 46s linear infinite}}
@keyframes mq{to{transform:translateX(-50%)}}

/* ---------- Calculators ---------- */
.planner-grid{display:grid;grid-template-columns:minmax(0,420px) minmax(0,1fr);gap:16px}
.planner-grid .core{padding:clamp(24px,3vw,40px)}
.controls{display:grid;gap:30px;align-content:start}
.field{display:grid;gap:12px}
.field-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.field label{font-size:14.5px;color:var(--fg-2)}
.num-input{width:146px;min-height:44px;border-radius:12px;border:1px solid var(--line-2);background:var(--bg);padding:0 14px;text-align:right;font-family:var(--f-mono);font-size:15px;color:var(--fg);transition:border-color .4s var(--ease)}
.sec.tint .num-input{background:var(--bg-2)}
.num-input:focus{outline:none;border-color:var(--gold)}
.num-input[aria-invalid="true"]{border-color:var(--err)}
.err{font-size:13.5px;color:var(--err)}
.err:empty{display:none}
.hint{font-size:13.5px;color:var(--muted)}
input[type="range"]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;--p:50%}
input[type="range"]::-webkit-slider-runnable-track{height:2px;border-radius:2px;background:linear-gradient(90deg,var(--gold) var(--p),var(--line-2) var(--p))}
input[type="range"]::-moz-range-track{height:2px;background:var(--line-2)}
input[type="range"]::-moz-range-progress{height:2px;background:var(--gold)}
input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--fg);border:5px solid var(--bg);box-shadow:0 0 0 1px var(--gold);margin-top:-10px;transition:transform .5s var(--spring)}
input[type="range"]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:var(--fg);border:4px solid var(--bg);box-shadow:0 0 0 1px var(--gold)}
input[type="range"]:active::-webkit-slider-thumb{transform:scale(1.25)}
.results{display:grid;gap:26px;align-content:start}
.metrics{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:20px;align-items:end}
.metric{display:grid;gap:6px;min-width:0}
.metric .k{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
.metric .v{font-family:var(--f-mono);font-variant-numeric:tabular-nums;font-size:clamp(1.1rem,1.7vw,1.45rem);overflow-wrap:anywhere}
.metric.main .v{font-family:var(--f-display);font-weight:700;font-size:clamp(2.6rem,5vw,4.2rem);line-height:.95;color:var(--fg);letter-spacing:-.02em}
.legend{display:flex;flex-wrap:wrap;gap:20px;font-size:13.5px;color:var(--fg-2)}
.legend span{display:inline-flex;align-items:center;gap:8px}
.k-a{width:18px;height:10px;border-radius:3px;background:color-mix(in srgb,var(--chart-value) 35%,transparent);border-top:2px solid var(--chart-value)}
.k-b{width:18px;border-top:2px dashed var(--chart-invested)}
.chart-wrap{position:relative;min-width:0}
.chart-wrap svg{width:100%;height:auto;display:block;overflow:visible;touch-action:pan-y}
.chart-wrap .tick{font-family:var(--f-mono);font-size:11px;fill:var(--muted)}
.chart-wrap .grid{stroke:var(--line);stroke-width:1}
.chart-wrap .direct{font-family:var(--f-body);font-size:12px;font-weight:500;fill:var(--fg-2)}
.tip{position:absolute;top:0;left:0;pointer-events:none;background:var(--glass);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border:1px solid var(--line-2);border-radius:14px;padding:12px 14px;font-size:13px;min-width:196px;opacity:0;transition:opacity .2s;display:grid;gap:4px;box-shadow:var(--shadow)}
.tip.show{opacity:1}
.tip .r{display:flex;justify-content:space-between;gap:16px}
.tip .r b{font-family:var(--f-mono);font-weight:500}
.tip .kk{display:inline-flex;align-items:center;gap:6px;color:var(--fg-2)}
.assume{font-size:13.5px;color:var(--muted);display:grid;gap:8px;max-width:78ch}
.assume strong{color:var(--fg-2);font-weight:500}
details.tv summary{cursor:pointer;font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--fg-2);min-height:40px;display:inline-flex;align-items:center}
.tv-scroll{overflow:auto;max-height:300px;border:1px solid var(--line);border-radius:14px;margin-top:8px}
.tv-scroll table{width:100%;border-collapse:collapse;font-size:13.5px}
.tv-scroll th,.tv-scroll td{padding:9px 14px;text-align:right;white-space:nowrap}
.tv-scroll th:first-child,.tv-scroll td:first-child{text-align:left}
.tv-scroll thead th{position:sticky;top:0;background:var(--bg-3);font-weight:500}
.tv-scroll tbody tr+tr td{border-top:1px solid var(--line)}
.split-bar{display:flex;height:10px;border-radius:999px;overflow:hidden;gap:3px}
.split-bar span{display:block;height:100%;border-radius:999px;transition:flex-grow .7s var(--spring)}
.split-bar .sa{background:var(--chart-value)}
.split-bar .sb{background:var(--chart-invested)}
.seg{position:relative;display:inline-flex;gap:4px;padding:5px;border-radius:999px;border:1px solid var(--line);background:var(--shell);margin-bottom:40px;max-width:100%;overflow-x:auto}
.seg .glider{position:absolute;top:5px;bottom:5px;left:0;border-radius:999px;background:var(--fg);transition:transform .7s var(--spring),width .7s var(--spring);z-index:0}
.tab{position:relative;z-index:1;min-height:46px;padding:0 22px;border-radius:999px;font-size:14px;color:var(--fg-2);white-space:nowrap;transition:color .5s var(--ease)}
.tab[aria-selected="true"]{color:var(--bg)}
@media (max-width:1000px){.planner-grid{grid-template-columns:1fr}}
@media (max-width:560px){.metrics{grid-template-columns:1fr 1fr}.metric.main{grid-column:1/-1}}

/* ---------- Inner page hero ---------- */
.page-hero{position:relative;z-index:2;padding-top:clamp(170px,20vw,260px);padding-bottom:clamp(70px,9vw,130px);overflow:hidden}
.page-hero::before{content:"";position:absolute;width:min(1100px,140vw);aspect-ratio:1;right:-30%;top:-60%;border-radius:50%;background:radial-gradient(circle,var(--gold-soft),transparent 62%);pointer-events:none}
.page-hero .wrap{position:relative;display:grid;gap:30px}
.page-hero h1{font-size:clamp(3.6rem,10vw,10rem);line-height:.88;letter-spacing:-.04em;max-width:13ch}
.ph-foot{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;flex-wrap:wrap;margin-top:12px}
.hero-line{position:absolute;inset:auto 0 0 0;height:200px;width:100%;pointer-events:none;z-index:0;opacity:.7}
.hero-line path{fill:none;stroke:var(--gold);stroke-width:1}

/* ---------- Services detail page ---------- */
.svc-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:clamp(32px,6vw,110px);align-items:start}
.svc-nav{position:sticky;top:120px;display:grid;gap:2px}
.svc-nav a{position:relative;display:flex;gap:14px;align-items:baseline;padding:11px 0 11px 18px;color:var(--muted);font-size:14.5px;transition:color .4s var(--ease)}
.svc-nav a::before{content:"";position:absolute;left:0;top:50%;width:6px;height:1px;background:var(--line-2);transition:width .6s var(--spring),background-color .4s}
.svc-nav a span{font-family:var(--f-mono);font-size:10.5px;color:var(--gold-text)}
.svc-nav a:hover,.svc-nav a.on{color:var(--fg)}
.svc-nav a.on::before{width:12px;background:var(--gold)}
.svc-block{padding-block:clamp(64px,8vw,120px);border-top:1px solid var(--line);display:grid;gap:30px;scroll-margin-top:110px}
.svc-block:first-child{border-top:0;padding-top:0}
.svc-block .sb-head{display:flex;align-items:baseline;gap:22px}
.svc-block .sb-num{font-family:var(--f-display);font-weight:600;font-size:clamp(1.4rem,2vw,1.8rem);color:var(--gold-text)}
.svc-block h2{font-size:clamp(2.8rem,5.6vw,5.4rem);letter-spacing:-.03em}
.svc-block .lede{max-width:58ch}
.svc-cols{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.svc-cols .core{padding:28px 30px;display:grid;gap:16px;align-content:start}
.svc-cols h3{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-text);font-weight:400}
.svc-cols ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.svc-cols li{display:grid;grid-template-columns:18px 1fr;gap:10px;color:var(--fg-2);font-weight:300}
.svc-cols li::before{content:"";width:10px;height:1px;margin-top:.8em;background:var(--gold)}
.svc-note{display:grid;grid-template-columns:auto 1fr;gap:16px;color:var(--muted);font-size:14.5px;max-width:72ch}
.svc-note::before{content:"Note";font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-text);padding-top:3px}
.svc-note a{color:var(--gold-text);text-decoration:underline;text-underline-offset:3px}
@media (max-width:900px){.svc-layout{grid-template-columns:1fr}.svc-nav{position:relative;top:0;grid-template-columns:1fr 1fr}.svc-cols{grid-template-columns:1fr}}

/* ---------- Split layouts, facts, principles ---------- */
.split-2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(36px,7vw,130px);align-items:center}
.media{position:relative;border-radius:calc(var(--r-xl) - 6px);overflow:hidden;aspect-ratio:4/5;background:var(--bg-3);max-width:100%}
.media img{position:absolute;inset:-8% 0;width:100%;height:116%;object-fit:cover}
.media.wide{aspect-ratio:3/2}
.copy{display:grid;gap:26px;align-content:start}
.copy h2{font-size:clamp(2.6rem,5.2vw,5rem);letter-spacing:-.03em}
.copy p{color:var(--fg-2);font-weight:300;max-width:52ch}
.facts{margin:10px 0 0;display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.facts div{padding:22px 0;border-bottom:1px solid var(--line);display:grid;gap:6px}
.facts div:nth-child(odd){padding-right:20px}
.facts dt{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
.facts dd{margin:0;font-family:var(--f-display);font-weight:600;font-size:1.7rem;line-height:1.1}
.principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.principles .core{padding:clamp(28px,3vw,40px);display:grid;gap:18px;align-content:start;min-height:340px}
.principles .big{font-family:var(--f-display);font-weight:700;font-size:5rem;line-height:.7;color:var(--gold-text)}
.principles h3{font-size:2.2rem;margin-top:auto}
.principles p{color:var(--fg-2);font-weight:300}
.audience{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:14px}
.audience .core{padding:clamp(28px,3vw,40px);display:grid;gap:14px;align-content:end;min-height:300px}
.audience h3{font-size:2.1rem}
.audience p{color:var(--fg-2);font-weight:300}
@media (max-width:900px){.split-2{grid-template-columns:1fr}.media{aspect-ratio:4/3}.principles,.audience{grid-template-columns:1fr}.principles .core,.audience .core{min-height:0}}

/* ---------- FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.6fr);gap:clamp(36px,7vw,130px)}
.faq-grid h2{font-size:clamp(2.6rem,5vw,4.6rem);letter-spacing:-.03em}
.faq-item{border-top:1px solid var(--line)}
.faq-item:last-child{border-bottom:1px solid var(--line)}
.faq-item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:28px 0;font-family:var(--f-display);font-weight:600;font-size:clamp(1.4rem,2.2vw,1.9rem);line-height:1.2;transition:color .4s var(--ease)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{color:var(--gold-text)}
.pm{flex:none;width:40px;height:40px;border-radius:50%;border:1px solid var(--line-2);position:relative;transition:background-color .5s var(--ease),border-color .5s var(--ease),transform .7s var(--spring)}
.pm::before,.pm::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:1px;background:var(--fg);transform:translate(-50%,-50%)}
.pm::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .7s var(--spring)}
.faq-item[open] .pm{background:var(--fg);border-color:var(--fg);transform:rotate(180deg)}
.faq-item[open] .pm::before,.faq-item[open] .pm::after{background:var(--bg)}
.faq-item[open] .pm::after{transform:translate(-50%,-50%) rotate(0)}
.faq-item .ans{overflow:hidden}
.faq-item .ans p{padding:0 70px 30px 0;color:var(--fg-2);font-weight:300;max-width:62ch}
@media (max-width:860px){.faq-grid{grid-template-columns:1fr}.faq-item .ans p{padding-right:0}}

/* ---------- Closing CTA ---------- */
.closing{position:relative;z-index:2;background:var(--bg);padding-block:clamp(120px,16vw,220px);overflow:hidden}
.closing::before{content:"";position:absolute;width:min(1000px,130vw);aspect-ratio:1;left:50%;top:50%;transform:translate(-50%,-50%);border-radius:50%;background:radial-gradient(circle,var(--gold-soft),transparent 62%);pointer-events:none}
.closing .wrap{position:relative;display:grid;justify-items:center;text-align:center;gap:40px}
.closing h2{font-size:clamp(3.4rem,10vw,10rem);line-height:.88;letter-spacing:-.04em}
.closing p{color:var(--fg-2);max-width:46ch;font-weight:300}
.orb-btn{position:relative;width:clamp(150px,16vw,190px);aspect-ratio:1;border-radius:50%;background:var(--fg);color:var(--bg);display:grid;place-items:center;text-align:center;font-size:15px;font-weight:500;line-height:1.3;transition:background-color .5s var(--ease);will-change:transform}
.orb-btn span{display:grid;gap:6px;justify-items:center;pointer-events:none}
.orb-btn svg{width:16px;height:16px}
.orb-btn:hover{background:color-mix(in srgb,var(--fg) 86%,var(--gold))}

/* ---------- Contact ---------- */
.ct-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(36px,6vw,110px);align-items:start}
.lines{border-top:1px solid var(--line)}
.line{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0;border-bottom:1px solid var(--line)}
.line .v{font-family:var(--f-display);font-weight:600;font-size:1.7rem;line-height:1.2;user-select:all}
.line .v.sm{font-family:var(--f-body);font-size:1rem;font-weight:300;color:var(--fg-2)}
.line a.v:hover{color:var(--gold-text)}
.copy-btn{flex:none;min-height:38px;padding:0 16px;border-radius:999px;border:1px solid var(--line-2);font-size:13px;transition:border-color .4s,color .4s}
.copy-btn:hover{border-color:var(--gold);color:var(--gold-text)}
.form{display:grid;gap:28px;padding:clamp(26px,3.6vw,48px)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.f{display:grid;gap:8px}
.f label{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--fg-2)}
.f label .opt{color:var(--muted)}
.f input,.f select,.f textarea{width:100%;min-height:50px;background:transparent;border:0;border-bottom:1px solid var(--line-2);padding:10px 0;font-size:17px;color:var(--fg);border-radius:0;transition:border-color .4s var(--ease)}
.f select{appearance:none;-webkit-appearance:none;background:linear-gradient(45deg,transparent 50%,var(--gold) 50%) calc(100% - 10px) 52%/6px 6px no-repeat,linear-gradient(-45deg,transparent 50%,var(--gold) 50%) calc(100% - 4px) 52%/6px 6px no-repeat;padding-right:28px}
.f select option{background:var(--bg-2);color:var(--fg)}
.f textarea{min-height:110px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-bottom-color:var(--gold)}
.f input::placeholder,.f textarea::placeholder{color:var(--muted);opacity:.8}
.f [aria-invalid="true"]{border-bottom-color:var(--err)}
.form-note{font-size:13.5px;color:var(--muted)}
.form-note a{text-decoration:underline;text-underline-offset:3px}
.prepared{display:grid;gap:14px;border:1px solid var(--line-2);border-radius:20px;padding:22px}
.prepared h3{font-size:1.8rem}
.prepared pre{margin:0;white-space:pre-wrap;font-family:var(--f-mono);font-size:13px;background:var(--bg);border-radius:12px;padding:14px;max-height:220px;overflow:auto;color:var(--fg-2)}
.prepared .row{display:flex;flex-wrap:wrap;gap:10px}
.prepared .status{font-size:13.5px;color:var(--muted)}
@media (max-width:980px){.ct-grid{grid-template-columns:1fr}}
@media (max-width:560px){.form-row{grid-template-columns:1fr}}

/* ---------- Legal / prose ---------- */
.prose{max-width:760px;display:grid;gap:20px;color:var(--fg-2);font-weight:300}
.prose h2{font-size:clamp(1.9rem,3vw,2.6rem);color:var(--fg);margin-top:30px}
.prose ul{margin:0;padding-left:1.2em;display:grid;gap:8px}
.prose a{color:var(--gold-text);text-decoration:underline;text-underline-offset:3px}
.prose strong{color:var(--fg);font-weight:500}

/* ---------- 404 ---------- */
.nf{min-height:100vh;min-height:100dvh;display:flex;align-items:center;padding-top:100px}
.nf .wrap{display:grid;gap:30px}
.nf .big{font-family:var(--f-display);font-weight:700;font-size:clamp(8rem,30vw,26rem);line-height:.75;letter-spacing:-.05em;color:var(--gold-text)}

/* ---------- Footer ---------- */
.footer{position:relative;z-index:2;background:var(--bg);padding-top:clamp(80px,10vw,140px);overflow:hidden;border-top:1px solid var(--line)}
.ft-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;font-size:15px;color:var(--fg-2)}
.ft-top h4{margin:0 0 16px;font-family:var(--f-mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:400}
.ft-top ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ft-top a{transition:color .4s var(--ease)}
.ft-top a:hover{color:var(--gold-text)}
.ft-lead{font-family:var(--f-display);font-weight:600;font-size:clamp(1.8rem,2.6vw,2.4rem);line-height:1.15;color:var(--fg);max-width:16ch;margin:20px 0}
.legal{margin-top:72px;display:grid;gap:10px;font-size:13px;color:var(--muted);max-width:110ch}
.wordmark{margin-top:64px;font-family:var(--f-wide);font-stretch:125%;font-weight:800;text-transform:uppercase;font-size:clamp(2.4rem,11.2vw,10.4rem);line-height:.78;letter-spacing:-.035em;white-space:nowrap;display:flex;overflow:hidden;padding-bottom:.04em}
.wordmark span{display:inline-block}
.wordmark i{display:inline-block;width:.17em;height:.17em;background:var(--gold);margin-left:.05em;align-self:flex-end;margin-bottom:.02em}
.ft-base{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-block:20px 30px;border-top:1px solid var(--line);margin-top:18px;font-size:13px;color:var(--muted)}
.ft-base a:hover{color:var(--gold-text)}
@media (max-width:900px){.ft-top{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.ft-top{grid-template-columns:1fr}}


/* ---------- Markets ---------- */
.up{color:var(--up)}.down{color:var(--down)}.flat{color:var(--muted)}
.mkt-status{width:max-content;max-width:100%;justify-self:start;display:inline-flex;align-items:center;gap:10px;padding:7px 14px;border-radius:999px;border:1px solid var(--line-2);font-family:var(--f-mono);font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--fg-2)}
.mkt-status::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--muted)}
.mkt-status[data-state="open"]::before{background:var(--up);animation:pulse 2s infinite}
.mkt-status[data-state="error"]::before{background:var(--down)}
@keyframes pulse{0%{box-shadow:0 0 0 0 color-mix(in srgb,var(--up) 60%,transparent)}70%{box-shadow:0 0 0 8px transparent}100%{box-shadow:0 0 0 0 transparent}}
@media (prefers-reduced-motion:reduce){.mkt-status[data-state="open"]::before{animation:none}}
.idx-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.idx .core,.cm .core{padding:24px 26px 22px;display:grid;gap:8px;min-height:240px;align-content:start}
.idx-top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.idx-name{font-size:15px;font-weight:500}
.ex{font-family:var(--f-mono);font-size:10px;letter-spacing:.16em;padding:4px 8px;border-radius:999px;border:1px solid var(--line-2);color:var(--muted)}
.idx-price{font-family:var(--f-display);font-weight:700;font-size:clamp(2.2rem,3.4vw,3rem);line-height:1;letter-spacing:-.02em;margin-top:8px}
.idx-chg{font-size:14px}
.spark{width:100%;height:52px;display:block;margin-top:6px;overflow:visible}
.spark .base{stroke:var(--line-2);stroke-width:1;stroke-dasharray:3 3}
.idx-foot{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);padding-top:10px;border-top:1px solid var(--line);margin-top:auto}
.movers{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.movers .core{padding:clamp(24px,3vw,36px)}
.mv-head{display:flex;justify-content:space-between;align-items:baseline;gap:16px;margin-bottom:12px}
.mv-head h3{font-size:clamp(1.8rem,2.6vw,2.4rem)}
.mv{list-style:none;margin:0;padding:0}
.mv li{display:grid;grid-template-columns:28px minmax(0,1fr) auto 96px;gap:14px;align-items:center;padding:14px 0;border-top:1px solid var(--line)}
.mv-r{color:var(--muted);font-size:12px}
.mv-n{display:grid;min-width:0}
.mv-n b{font-weight:500;font-size:15px}
.mv-n span{font-size:12.5px;color:var(--muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.mv-p{font-size:14px;color:var(--fg-2)}
.mv-c{font-size:14px;text-align:right}
.gl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(20px,3vw,48px)}
.gl-group{display:grid;align-content:start}
.gl-group h3{padding-bottom:14px;font-weight:400}
.gl-row{display:grid;grid-template-columns:minmax(0,1fr) 70px auto;grid-template-areas:"n s p" "n s c";gap:2px 14px;align-items:center;padding:16px 0;border-top:1px solid var(--line)}
.gl-n{grid-area:n;font-size:15px}
.gl-row .spark{grid-area:s;height:30px;margin:0}
.gl-p{grid-area:p;text-align:right;font-size:14px}
.gl-c{grid-area:c;text-align:right;font-size:12.5px}
.cm-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.cm .core{min-height:220px}
.cm-unit{font-size:12px;color:var(--muted)}
.cm-price{font-family:var(--f-display);font-weight:700;font-size:2.3rem;line-height:1;margin-top:6px}
.weekly{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:14px;align-items:start}
.weekly .core{padding:clamp(24px,3vw,36px)}
.wk-side{display:grid;gap:14px}
.wk-h{font-size:clamp(1.6rem,2.2vw,2.1rem);margin-bottom:18px}
.db{display:grid}
.db-row{display:grid;grid-template-columns:minmax(0,150px) minmax(0,1fr) 78px;gap:16px;align-items:center;padding:11px 0;border-top:1px solid var(--line)}
.db-n{font-size:14px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.db-track{position:relative;height:14px}
.db-axis{position:absolute;left:50%;top:-4px;bottom:-4px;width:1px;background:var(--line-2)}
.db-bar{position:absolute;top:2px;bottom:2px;width:var(--w);border-radius:3px}
.db-bar.up{left:50%;background:var(--up)}
.db-bar.down{right:50%;background:var(--down)}
.db-bar.flat{left:50%;width:2px;background:var(--muted)}
.db-v{text-align:right;font-size:13.5px}
.mkt-note{font-size:13px;color:var(--muted);max-width:90ch;margin-top:28px}
.mkt-err{display:grid;gap:14px;justify-items:start;padding:28px;border:1px dashed var(--line-2);border-radius:20px;color:var(--fg-2);grid-column:1/-1}
.sk .core,.sk-line{position:relative;overflow:hidden}
.sk .core{min-height:240px}
.sk-line{height:14px;border-radius:6px;background:var(--bg-3);margin:12px 0}
.sk .core::after,.sk-line::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent,color-mix(in srgb,var(--fg) 6%,transparent),transparent);transform:translateX(-100%);animation:shim 1.4s infinite}
@keyframes shim{to{transform:translateX(100%)}}
@media (prefers-reduced-motion:reduce){.sk .core::after,.sk-line::after{animation:none}}
.section-tabs{position:sticky;top:96px;z-index:5;display:flex;gap:4px;padding:5px;border-radius:999px;border:1px solid var(--line);background:var(--glass);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);width:max-content;max-width:100%;overflow-x:auto;margin-bottom:56px}
.section-tabs a{padding:10px 18px;border-radius:999px;font-size:14px;color:var(--fg-2);white-space:nowrap;transition:background-color .4s var(--ease),color .4s var(--ease)}
.section-tabs a:hover{color:var(--fg)}
.section-tabs a.on{background:var(--fg);color:var(--bg)}
@media (max-width:1000px){.idx-grid{grid-template-columns:1fr 1fr}.cm-grid{grid-template-columns:1fr 1fr}.gl{grid-template-columns:1fr}.weekly,.movers{grid-template-columns:1fr}}
@media (max-width:560px){.idx-grid,.cm-grid{grid-template-columns:1fr}.mv li{grid-template-columns:22px minmax(0,1fr) 84px}.mv-p{display:none}.db-row{grid-template-columns:minmax(0,110px) minmax(0,1fr) 70px}}

/* ---------- Home market strip ---------- */
.mstrip{position:relative;z-index:2;background:var(--bg);border-block:1px solid var(--line)}
.mstrip .wrap{display:flex;align-items:center;gap:28px;padding-block:20px;flex-wrap:wrap}
.mstrip .ticks{display:flex;gap:clamp(16px,2.2vw,34px);flex:1;flex-wrap:nowrap;min-width:0;overflow-x:auto;scrollbar-width:none}
.mstrip .ticks::-webkit-scrollbar{display:none}
.tk{flex:none}
@media (max-width:900px){.mstrip .ticks{order:3;flex-basis:100%}}
.tk{display:grid;grid-template-columns:auto auto;gap:2px 12px;align-items:baseline}
.tk-n{grid-column:1/-1;font-family:var(--f-mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.tk-p{font-size:15px}
.tk-c{font-size:13px}
.mstrip .sk-line{width:120px;margin:0}

/* ---------- Team and locations ---------- */
.team{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.team .core{padding:14px 14px 26px;display:grid;gap:14px;align-content:start}
.team .ph{aspect-ratio:4/5;border-radius:calc(var(--r-xl) - 14px);overflow:hidden;background:var(--bg-3)}
.team .ph img{width:100%;height:100%;object-fit:cover}
.team .ph.mono{display:grid;place-items:center;font-family:var(--f-display);font-weight:600;font-size:4rem;color:var(--gold-text);background:radial-gradient(circle at 30% 20%,var(--gold-soft),transparent 70%),var(--bg-3)}
.team h3{font-size:1.8rem;padding:0 12px}
.team p{color:var(--fg-2);font-weight:300;padding:0 12px;font-size:15px}
.team .role{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-text);padding:0 12px}
.team-empty .core{padding:clamp(28px,4vw,56px);display:grid;grid-template-columns:minmax(0,1.3fr) auto;gap:32px;align-items:end}
.team-empty h3{font-size:clamp(2rem,3.4vw,3rem)}
.team-empty p{color:var(--fg-2);font-weight:300;max-width:52ch;margin-top:14px}
.locs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.loc .core{padding:clamp(26px,3.4vw,44px);display:grid;gap:18px;min-height:340px;align-content:space-between;background:radial-gradient(120% 100% at 100% 0%,var(--gold-soft),transparent 55%),var(--bg-2)}
.loc h3{font-size:clamp(2.4rem,4vw,3.6rem)}
.loc address{font-style:normal;color:var(--fg-2);font-weight:300;line-height:1.7}
.loc .meta{display:flex;flex-wrap:wrap;gap:10px 26px;font-size:15px}
@media (max-width:900px){.team{grid-template-columns:1fr 1fr}.locs{grid-template-columns:1fr}.team-empty .core{grid-template-columns:1fr}}
@media (max-width:560px){.team{grid-template-columns:1fr}}

/* ---------- Branches ---------- */
.br-app{display:grid;grid-template-columns:minmax(0,1fr);gap:22px}
.br-bar{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px 28px}
.br-chips{display:flex;flex-wrap:wrap;gap:8px;min-width:0;max-width:100%}
.br-chip{display:inline-flex;align-items:center;gap:10px;min-height:42px;padding:0 16px;border:1px solid var(--line-2);border-radius:999px;font-size:14px;color:var(--fg-2);transition:border-color .4s var(--ease),color .4s var(--ease),background-color .4s var(--ease),transform .5s var(--spring)}
.br-chip .num{font-size:11px;color:var(--muted);transition:color .4s}
.br-chip:hover{border-color:var(--gold);color:var(--fg)}
.br-chip:active{transform:scale(.97)}
.br-chip[aria-pressed="true"]{background:var(--fg);border-color:var(--fg);color:var(--bg)}
.br-chip[aria-pressed="true"] .num{color:color-mix(in srgb,var(--bg) 60%,transparent)}
.br-tools{display:flex;flex-wrap:wrap;align-items:center;gap:12px}
.br-search input{width:min(300px,100%);min-height:46px;border:0;border-bottom:1px solid var(--line-2);background:transparent;padding:0 2px;font-size:15px;color:var(--fg);transition:border-color .4s var(--ease)}
.br-search input::placeholder{color:var(--muted)}
.br-search input:focus{outline:none;border-color:var(--gold)}
.br-status{min-height:1.2em;color:var(--gold-text)}
.br-status:empty{display:none}
.br-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:14px;align-items:start}
.br-map-wrap{position:sticky;top:96px}
.br-map{display:grid;overflow:hidden;background:radial-gradient(90% 70% at 60% 40%,var(--gold-soft),transparent 70%),var(--bg-2)}
.br-stage svg{display:block;width:100%;height:auto;touch-action:manipulation}
.br-dot-grid{fill:var(--line-2)}
.br-glow-a{stop-color:var(--gold);stop-opacity:.22}
.br-glow-b{stop-color:var(--gold);stop-opacity:0}
.br-inset rect{fill:color-mix(in srgb,var(--bg) 40%,transparent);stroke:var(--line-2);stroke-dasharray:3 5}
.br-inset text,.br-tag text{font-family:var(--f-mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase;fill:var(--muted)}
.br-tag text{fill:var(--gold-text);font-size:10.5px;paint-order:stroke;stroke:var(--bg-2);stroke-width:4px}
.br-inset,.br-tag,.br-spokes path,.br-pulses path,.br-node{transition:opacity .6s var(--ease)}
.br-inset.is-off,.br-tag.is-off,.br-glow.is-off{opacity:0}
.br-glow{transition:opacity .6s var(--ease)}
.br-spokes path{fill:none;stroke:var(--gold);stroke-opacity:.38;stroke-width:1}
.br-pulses path{fill:none;stroke:var(--gold-hi);stroke-width:2.2;stroke-linecap:round;stroke-dasharray:2.5 97.5;animation:brPulse 3.4s linear infinite}
.br-spokes path.is-off,.br-pulses path.is-off{opacity:0}
@keyframes brPulse{from{stroke-dashoffset:100}to{stroke-dashoffset:0}}
.br-node{cursor:pointer;outline:none}
.br-node .hit{fill:transparent}
.br-node .dot{fill:var(--gold);transition:transform .5s var(--spring)}
.br-node .ring{fill:none;stroke:var(--gold);stroke-width:1;opacity:0;transform:scale(.5);transition:opacity .4s var(--ease),transform .6s var(--spring)}
.br-node .halo{fill:none;stroke:var(--gold);stroke-width:1;opacity:.5;animation:brHalo 2.8s var(--ease) infinite}
@keyframes brHalo{from{transform:scale(.6);opacity:.7}to{transform:scale(2.1);opacity:0}}
.br-node text{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;fill:var(--fg-2);paint-order:stroke;stroke:var(--bg-2);stroke-width:4px;stroke-linejoin:round;transition:fill .3s,opacity .4s}
.br-node.no-label text{opacity:0}
.br-node.is-off{opacity:.12;pointer-events:none}
.br-node:hover .ring,.br-node.is-hot .ring,.br-node:focus-visible .ring,.br-node.is-sel .ring{opacity:1;transform:scale(1)}
.br-node:hover .dot,.br-node.is-hot .dot,.br-node.is-sel .dot{transform:scale(1.25)}
.br-node:hover text,.br-node.is-hot text,.br-node.is-sel text{fill:var(--fg);opacity:1}
.br-node.is-sel .ring{stroke-width:1.5}
.br-sel{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 20px;min-height:96px;padding:18px clamp(18px,2.4vw,28px);border-top:1px solid var(--line)}
.br-sel h3{font-size:clamp(1.6rem,2.2vw,2.1rem);margin:4px 0 2px}
.br-sel p{color:var(--fg-2);font-size:14.5px;font-weight:300}
.br-sel a.num:hover{color:var(--gold-text)}
.br-hint{color:var(--muted);font-size:14px}
.br-list{display:grid;gap:10px;max-height:calc(100vh - 120px);overflow:auto;overscroll-behavior:contain;padding-right:4px;scrollbar-width:thin;scrollbar-color:var(--line-2) transparent}
.br-card{display:grid;gap:12px;padding:22px 24px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--bg-2);cursor:pointer;scroll-margin-top:8px;transition:border-color .4s var(--ease),background-color .4s var(--ease),transform .6s var(--spring)}
.br-card:hover,.br-card.is-hot{border-color:var(--line-2);transform:translateY(-2px)}
.br-card.is-sel{border-color:var(--gold);background:linear-gradient(var(--gold-soft),var(--gold-soft)),var(--bg-2)}
.br-top{display:flex;justify-content:space-between;gap:12px}
.br-dist{color:var(--fg-2)}
.br-card h3{font-size:clamp(1.9rem,2.4vw,2.3rem)}
.br-card h3 em{font-size:.6em;letter-spacing:0;margin-left:4px}
.br-person{display:grid;gap:2px;font-size:15.5px}
.br-person .label{font-size:10px}
.br-card address{font-style:normal;color:var(--fg-2);font-weight:300;font-size:14.5px;line-height:1.6}
.br-links{display:flex;flex-wrap:wrap;gap:4px 20px;font-size:14px}
.br-links a{color:var(--fg);border-bottom:1px solid transparent;transition:border-color .4s,color .4s;overflow-wrap:anywhere}
.br-links a:hover{color:var(--gold-text);border-color:var(--gold)}
.br-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px 22px;margin-top:4px}
.br-empty{padding:28px 4px;color:var(--fg-2);font-weight:300}
.br-empty a{color:var(--gold-text)}
@media (prefers-reduced-motion:reduce){.br-pulses{display:none}.br-node .halo{animation:none;opacity:0}}
@media (max-width:980px){
  .br-grid{grid-template-columns:1fr}
  .br-map-wrap{position:relative;top:0}
  .br-list{max-height:none;overflow:visible;padding-right:0}
}
@media (max-width:560px){
  .br-tools,.br-search,.br-search input{width:100%}
  .br-tools .btn{width:100%;justify-content:space-between}
  .br-chips{flex:1 1 100%;max-width:none;flex-wrap:nowrap;overflow-x:auto;margin-inline:calc(var(--gutter) * -1);padding-inline:var(--gutter);scrollbar-width:none}
  .br-chip{flex:none}
  .br-sel .btn{width:100%;justify-content:space-between}
  .br-card{padding:20px}
}

/* ---------- Mobile rhythm ---------- */
@media (max-width:760px){
  .sec{padding-block:96px}
  .sec-head{margin-bottom:48px}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}

/* ---------- Home: service bento with live visuals ---------- */
.svc-bento{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:14px}
.svc-card{grid-column:span 5;position:relative;display:grid;grid-template-rows:auto 1fr;padding:8px;border-radius:var(--r-xl);background:var(--bg-2);border:1px solid var(--line);isolation:isolate;
  transform:perspective(1200px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg)) translateY(var(--ty,0px));transition:transform .7s var(--spring),border-color .5s var(--ease),box-shadow .6s var(--ease)}
.svc-card.sc-wide{grid-column:span 7}
.svc-card::before{content:"";position:absolute;inset:0;border-radius:inherit;z-index:-1;opacity:0;transition:opacity .5s var(--ease);
  background:radial-gradient(420px circle at var(--mx,50%) var(--my,30%),var(--gold-soft),transparent 65%)}
.svc-card:hover{--ty:-4px;border-color:color-mix(in srgb,var(--gold) 55%,transparent);box-shadow:var(--shadow)}
.svc-card:hover::before{opacity:1}
.sc-vis{position:relative;height:clamp(220px,21vw,290px);border-radius:calc(var(--r-xl) - 8px);overflow:hidden;
  background:radial-gradient(110% 120% at 85% -10%,#2a4878,#0d1c36 55%,#071226);box-shadow:inset 0 1px 0 rgba(255,255,255,.08)}
.sc-vis::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.09) 1px,transparent 1.2px);background-size:18px 18px;-webkit-mask-image:linear-gradient(180deg,#000,transparent 85%);mask-image:linear-gradient(180deg,#000,transparent 85%)}
.sc-vis svg{position:absolute;left:-4%;top:-4%;width:108%;height:108%;transform:translate3d(calc((50% - var(--mx,50%)) * .05),calc((30% - var(--my,30%)) * .05),0);transition:transform .8s var(--spring)}
.sc-chip{position:absolute;left:16px;bottom:14px;display:inline-flex;align-items:center;gap:9px;padding:7px 12px;border-radius:999px;background:rgba(7,18,38,.55);border:1px solid rgba(255,255,255,.12);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);font-family:var(--f-mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:#e6e9f0}
.sc-chip i{width:7px;height:7px;border-radius:50%;background:#e2c893;box-shadow:0 0 0 0 rgba(226,200,147,.6);animation:scPing 2s var(--ease) infinite}
@keyframes scPing{70%{box-shadow:0 0 0 8px rgba(226,200,147,0)}100%{box-shadow:0 0 0 0 rgba(226,200,147,0)}}
.sc-body{display:grid;gap:16px;align-content:start;padding:clamp(20px,2.4vw,30px) clamp(16px,2vw,24px) clamp(16px,2vw,22px)}
.sc-head{display:flex;align-items:baseline;gap:14px}
.sc-num{font-family:var(--f-mono);font-size:12px;letter-spacing:.14em;color:var(--gold-text)}
.svc-card h3{font-size:clamp(2.2rem,3.4vw,3.2rem)}
.svc-card p{color:var(--fg-2);font-weight:300;max-width:48ch}
.sc-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}
.sc-links a{display:inline-flex;align-items:center;gap:10px;min-height:42px;padding:0 16px;border:1px solid var(--line-2);border-radius:999px;font-size:14px;transition:border-color .4s var(--ease),color .4s var(--ease),background-color .4s var(--ease)}
.sc-links a svg{width:11px;height:11px;transition:transform .5s var(--spring)}
.sc-links a:hover{border-color:var(--gold);color:var(--gold-text);background:var(--gold-soft)}
.sc-links a:hover svg{transform:translateX(3px) rotate(-45deg)}
/* The visuals sit on navy in both themes */
.v-grid line{stroke:rgba(255,255,255,.07)}
.v-candles line{stroke-width:1.5}
.v-candles .up line{stroke:#e2c893}.v-candles .up rect{fill:#e2c893}
.v-candles .dn line{stroke:#6f8fc2}.v-candles .dn rect{fill:#6f8fc2}
.v-line{fill:none;stroke:#f3e2bb;stroke-width:1.6;opacity:.75}
.v-area{fill:rgba(226,200,147,.09)}
.v-dot{fill:#fff4da;filter:drop-shadow(0 0 6px #e2c893)}
.v-bars rect{fill:#5577ad;transform-box:fill-box;transform-origin:50% 100%;animation:vBar 5s var(--ease) infinite;animation-delay:calc(var(--i) * .1s)}
.v-bars rect:nth-child(n+9){fill:#b99d6e}
@keyframes vBar{0%{transform:scaleY(0);opacity:1}28%,86%{transform:scaleY(1);opacity:1}100%{transform:scaleY(1);opacity:0}}
.v-curve{fill:none;stroke:#f0dcae;stroke-width:3;stroke-linecap:round;stroke-dasharray:100;animation:vDraw 5s var(--ease) infinite}
@keyframes vDraw{0%,8%{stroke-dashoffset:100;opacity:1}50%,86%{stroke-dashoffset:0;opacity:1}100%{stroke-dashoffset:0;opacity:0}}
.v-tip{fill:#fff4da;filter:drop-shadow(0 0 8px #e2c893);animation:vTip 5s var(--ease) infinite}
@keyframes vTip{0%,45%{opacity:0}55%,86%{opacity:1}100%{opacity:0}}
.v-ring{fill:none;stroke:#e2c893;stroke-width:1.5;transform-box:fill-box;transform-origin:center;animation:vRing 3.6s var(--ease) infinite}
.v-ring:nth-child(2){animation-delay:1.2s}.v-ring:nth-child(3){animation-delay:2.4s}
@keyframes vRing{0%{transform:scale(.95);opacity:.7}100%{transform:scale(2.3);opacity:0}}
.v-shield{fill:rgba(12,28,54,.8);stroke:#d5deec;stroke-width:2.5;stroke-linejoin:round}
.v-ecg{fill:none;stroke:#e2c893;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:34 66;animation:vEcg 2.4s linear infinite}
@keyframes vEcg{from{stroke-dashoffset:100}to{stroke-dashoffset:0}}
.v-track{stroke:rgba(255,255,255,.2);stroke-width:2;stroke-dasharray:3 7}
.v-nodes circle{fill:#0b1830;stroke:#6f8fc2;stroke-width:2}
.v-stack ellipse{fill:#b99d6e;stroke:#7d6440;stroke-width:1.5}
.v-coin circle{fill:#e2c893;stroke:#fff4da;stroke-width:1.5;filter:drop-shadow(0 0 8px rgba(226,200,147,.7))}
.v-coin text{font:800 14px var(--f-display);fill:#102847}
@media (max-width:1000px){.svc-card,.svc-card.sc-wide{grid-column:span 12}}
@media (prefers-reduced-motion:reduce){.sc-chip i,.v-bars rect,.v-curve,.v-tip,.v-ring,.v-ecg{animation:none}.v-ring{opacity:0}.v-tip{opacity:1}}

/* ---------- Home: the 3D staircase ---------- */
.stairs-sec{position:relative;z-index:2;background:var(--bg);padding-block:clamp(90px,12vw,170px);overflow:hidden}
.stairs-sec::before{content:"";position:absolute;width:min(900px,120vw);aspect-ratio:1;right:-12%;top:50%;transform:translateY(-50%);border-radius:50%;background:radial-gradient(circle,var(--gold-soft),transparent 62%);pointer-events:none}
.stairs-grid{position:relative;display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(30px,5vw,80px);align-items:center}
.stairs-copy{display:grid;gap:26px}
.stairs-copy h2{font-size:clamp(2.6rem,5vw,5.2rem);letter-spacing:-.045em;line-height:.96}
.stairs-copy p{color:var(--fg-2);font-weight:300;font-size:1.1rem;max-width:44ch}
.stairs{position:relative;height:clamp(400px,44vw,620px);perspective:2000px}
.st-scene{position:absolute;left:50%;top:60%;width:0;height:0;transform-style:preserve-3d;transform:rotateX(58deg) rotateZ(var(--rz,44deg)) scale(var(--sc,1))}
.st-scene::before{content:"";position:absolute;left:-260px;top:-300px;width:520px;height:560px;border-radius:50%;background:radial-gradient(closest-side,rgba(16,40,71,.22),transparent);transform:translateZ(-1px)}
.st-step{position:absolute;left:-100px;top:calc((3 - var(--i)) * 64px - 32px);width:200px;height:64px;transform-style:preserve-3d;--hh:calc(var(--h) * var(--k,1))}
.st-step i{position:absolute;display:block}
.f-top{inset:0;transform:translateZ(var(--hh));background:linear-gradient(135deg,#f0dcae,#c2a571 60%,#a88a58);box-shadow:inset 0 0 0 1px rgba(255,255,255,.4)}
.f-front{left:0;bottom:0;width:100%;height:var(--hh);transform-origin:50% 100%;transform:rotateX(-90deg);background:linear-gradient(180deg,#2b4a7c,#14284a);overflow:hidden}
.f-front span{position:absolute;left:14px;top:10px;font-family:var(--f-mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#e2c893;white-space:nowrap}
.f-side{top:0;right:0;width:var(--hh);height:100%;transform-origin:100% 50%;transform:rotateY(90deg);background:linear-gradient(90deg,#0c1b35,#183058)}
.st-step.is-goal .f-top{background:linear-gradient(135deg,#fff1cc,#e2c893);box-shadow:0 0 60px rgba(226,200,147,.8),inset 0 0 0 1px rgba(255,255,255,.7)}
@media (max-width:900px){.stairs-grid{grid-template-columns:1fr}.stairs{height:clamp(420px,118vw,560px)}.st-scene{--sc:.72;top:74%}}
@media (max-width:480px){.st-scene{--sc:.58}}

/* ---------- How we work: numbered cards on a rail ---------- */
@media (min-width:901px){
  .timeline{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;padding-top:46px}
  .tl-line{left:0;right:0;top:12px;bottom:auto;width:auto;height:1px}
  .tl-line i{transform-origin:left;transform:scaleX(var(--p,0))}
  .step{position:relative;grid-template-columns:1fr;gap:14px;align-content:start;min-height:300px;padding:28px 24px 30px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--bg-2);transition:border-color .6s var(--ease),transform .7s var(--spring),box-shadow .6s var(--ease)}
  .step:last-child{border-bottom:1px solid var(--line)}
  .step::before{content:var(--n,"");font-family:var(--f-display);font-weight:800;font-size:4.4rem;line-height:.9;letter-spacing:-.04em;color:transparent;-webkit-text-stroke:1px var(--line-2);transition:-webkit-text-stroke-color .6s var(--ease)}
  .step .when{padding-top:0}
  .step .node{position:absolute;top:-40px;left:24px;margin:0}
  .step h3{font-size:clamp(1.6rem,2.2vw,2.2rem)}
  .step p{padding-top:0}
  .step.on{border-color:color-mix(in srgb,var(--gold) 45%,transparent)}
  .step.on::before{-webkit-text-stroke-color:var(--gold)}
  .step:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
}

/* =========================================================
   GEO & Semantic SEO Components
   Answer capsules, structured data tables, stats, breadcrumbs
   ========================================================= */

.crumbs{
  display:flex;
  align-items:center;
  gap:8px;
  flex-wrap:wrap;
  margin-bottom:20px;
  font-family:var(--f-mono);
  font-size:12px;
  letter-spacing:.06em;
  color:var(--muted);
}
.crumbs a{
  color:var(--muted);
  transition:color .3s var(--ease);
}
.crumbs a:hover{
  color:var(--gold-text);
}
.crumbs .sep{
  opacity:.5;
}
.crumbs [aria-current="page"]{
  color:var(--fg);
  font-weight:500;
}

.answer-capsule{
  position:relative;
  background:var(--bg-2);
  border:1px solid var(--line-2);
  border-left:4px solid var(--gold);
  border-radius:var(--r-lg);
  padding:clamp(20px,2.6vw,32px);
  margin:28px 0;
  box-shadow:0 12px 30px -12px rgba(16,40,71,.08);
}
.answer-capsule.compact{
  padding:18px 22px;
  margin:18px 0;
}
.capsule-label{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-family:var(--f-mono);
  font-size:11px;
  font-weight:600;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--gold-text);
  margin-bottom:12px;
}
.capsule-label::before{
  content:"";
  display:inline-block;
  width:6px;
  height:6px;
  border-radius:50%;
  background:var(--gold);
}
.answer-capsule .capsule-query{
  font-family:var(--f-display);
  font-size:clamp(1.2rem,1.8vw,1.5rem);
  font-weight:700;
  color:var(--fg);
  margin-bottom:8px;
  line-height:1.25;
}
.answer-capsule .capsule-ans{
  font-size:16px;
  line-height:1.65;
  color:var(--fg-2);
}
.answer-capsule .capsule-ans strong{
  color:var(--fg);
}
.capsule-facts{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:12px;
  margin:18px 0 0;
  padding:16px 0 0;
  border-top:1px solid var(--line);
  list-style:none;
}
.capsule-facts li{
  display:flex;
  align-items:flex-start;
  gap:9px;
  font-size:13.5px;
  line-height:1.5;
  color:var(--fg-2);
}
.capsule-facts li svg{
  width:14px;
  height:14px;
  flex-shrink:0;
  color:var(--gold-text);
  margin-top:4px;
}
.capsule-citation{
  margin-top:14px;
  padding-top:12px;
  border-top:1px dashed var(--line);
  font-family:var(--f-mono);
  font-size:11px;
  letter-spacing:.04em;
  color:var(--muted);
  display:flex;
  align-items:center;
  gap:8px;
  flex-wrap:wrap;
}
.capsule-citation a{
  color:var(--gold-text);
  text-decoration:underline;
  text-underline-offset:2px;
}

/* Statistics Grid */
.stat-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(200px,1fr));
  gap:16px;
  margin:32px 0;
}
.stat-card{
  background:var(--bg-2);
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:22px 20px;
  display:grid;
  gap:8px;
  transition:border-color .4s var(--ease),transform .5s var(--spring);
}
.stat-card:hover{
  border-color:color-mix(in srgb,var(--gold) 60%,transparent);
  transform:translateY(-2px);
}
.stat-num{
  font-family:var(--f-display);
  font-size:clamp(2.1rem,3.2vw,3rem);
  font-weight:800;
  letter-spacing:-.04em;
  line-height:.95;
  color:var(--fg);
}
.stat-num em{
  color:var(--gold-text);
  font-style:normal;
}
.stat-label{
  font-family:var(--f-mono);
  font-size:11px;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--muted);
}
.stat-desc{
  font-size:13px;
  line-height:1.5;
  color:var(--fg-2);
  font-weight:300;
}

/* Financial & Regional Comparison Tables */
.data-table-wrap{
  overflow-x:auto;
  -webkit-overflow-scrolling:touch;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  background:var(--bg-2);
  margin:32px 0;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.6);
}
.data-table{
  width:100%;
  border-collapse:collapse;
  text-align:left;
  font-size:14px;
}
.data-table caption{
  text-align:left;
  font-family:var(--f-mono);
  font-size:12px;
  font-weight:600;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--gold-text);
  padding:16px 20px 12px;
}
.data-table th{
  background:var(--shell);
  padding:14px 18px;
  font-family:var(--f-mono);
  font-size:11px;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--navy);
  border-bottom:1px solid var(--line-2);
  white-space:nowrap;
}
.data-table td{
  padding:14px 18px;
  border-bottom:1px solid var(--line);
  color:var(--fg-2);
  vertical-align:top;
  line-height:1.5;
}
.data-table tr:last-child td{
  border-bottom:none;
}
.data-table tr:hover td{
  background:rgba(185,157,110,.05);
  color:var(--fg);
}
.data-table .mono{
  font-family:var(--f-mono);
  font-size:12.5px;
}

/* Math formula badge */
.formula-box{
  display:inline-block;
  font-family:var(--f-mono);
  font-size:12.5px;
  letter-spacing:.02em;
  background:var(--bg-3);
  border:1px dashed var(--line-2);
  border-radius:6px;
  padding:8px 14px;
  color:var(--navy);
  margin:10px 0;
}